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Where does Ruby Money store my retirement funds?

We store your retirement funds in an FDIC-insured deposit account.

We store your funds in an FDIC-insured deposit account with our partner Blue Ridge Bank N.A. until it’s time to make your retirement contributions. 

Every time you authorize a withholding, we transfer retirement funds from your linked bank account into your Ruby Money retirement savings account. 
You can transfer funds anytime back to your connected bank account in the Ruby Money app.
Your funds are FDIC insured up to $250,000 through Blue Ridge Bank; Member FDIC.