What's the difference between a free and paid Ruby Money membership?

Free Plan

Our free plan allows you to:

  • Connect your bank account
  • Track your self-employed income
  • Get live quarterly tax estimates so you always know how much you owe
  • Receive helpful tax reminders through the year

Paid Plan

Our paid plan offers everything in the free plan, plus access to additional features to fully automate your taxes:

  • Autosave for taxes by having Ruby set aside a percentage of your income in a dedicated tax savings account each time you get paid
  • Pay quarterly federal taxes directly to the IRS from the app
  • Schedule quarterly tax strategy sessions with a soloprenuer tax expert
  • Autosave for retirement by having Ruby set aside a percentage of your income in a dedicated savings account each time you get paid